If you choose to accept loan offers, you and/or your parent may need to complete additional loan requirements. All loan requirements can be completed on studentaid.gov.
Loans, even if accepted, will not disburse until all necessary loan requirements are complete. You may accept the loans now and if you change your mind, use the Financial Aid Change Request Form to cancel or reduce the loan before disbursement each semester.
Subsidized/Unsubsidized Loan
The following loan requirements must be completed by the student and only needs to be completed once. You do not need to complete this every school year.
- Direct Loan Entrance Counseling
- Direct Loan Master Promissory Note (MPN)
Parent PLUS Loan
The following loan requirements must be completed by the parent. There may be additional steps for the Parent PLUS loan if the parent borrower is initially denied. These loan requirements will need to be completed every school year.
- Parent PLUS Loan Application
- Parent PLUS Loan Master Promissory Note (MPN)
When you apply for a Direct PLUS Loan, the Department of Education will check your credit history. If you are found to have an adverse credit history, you may still borrow a Parent PLUS Loan if you get an endorser who does not have an adverse credit history or successfully appeal the adverse credit decision. An endorser is someone who agrees to repay the Parent PLUS Loan if you do not repay the loan.
If you are appealing/endorsing the PLUS loan due to adverse credit, additional PLUS counseling must be completed by you at studentaid.gov in addition to completing the credit appeal/endorse process).
Graduate PLUS Loan
Existing student borrowers must complete the following loan requirements. There may be additional steps for the Graduate PLUS loan if the student borrower is initially denied. The loan application and MPN will need to be completed every school year and the counseling only needs to be completed once. Only complete these requirements if you were offered the Graduate PLUS loan.
- Grad PLUS Loan Application
- Grad PLUS Loan Master Promissory Note (MPN)
- Grad PLUS Loan Entrance Counseling
When you apply for a Direct PLUS Loan, the Department of Education will check your credit history. If you are found to have an adverse credit history, you may still borrow a Grad PLUS Loan if you get an endorser who does not have an adverse credit history or successfully appeal the adverse credit decision. An endorser is someone who agrees to repay the Grad PLUS Loan if you do not repay the loan.
If you are appealing/endorsing the PLUS loan due to adverse credit, additional PLUS counseling must be completed by you at studentaid.gov in addition to completing the credit appeal/endorse process).
Instructions to view your loan requirements. The following screenshots are from a sample student. Your account may reflect differently.
1. Go to Self Service
This takes you to the Self Service portal. Click on Financial Aid from the different student services options after you login with your UH username and password.
2. Be sure to select the correct aid year and school from the Aid Year dropdown. Click on Home, the Unsatisfied Requirement(s) will be at the top with an exclamation icon and will be indicated with Not Received to the right. Click on the drop down arrow for more information on the requirement.
3. The links will take you to studentaid.gov. Click the “Login” button and log in with your studentaid.gov Account.