The US Dept. of Education has announced a new "Income-based Repayment" option for student loans. This means if you graduate and have a low income, you may be able to adjust your payments lower, depending on your income and family size. For more info go to the US DOE webpage or download a Factsheet PDF. Below is the link to the online information:

For more information and to apply for the Income Based Repayment program you should contact the lender or lenders who hold your student loans.

Public Service Loan Forgiveness
For public service employees (e.g. federal, state, local, or Tribal organization, agency, or entity) that enroll in the Income-based Repayment option, you may be eligible for the Public Service Loan Forgiveness Program. Click here for more information.