Budgeting
Use the quick links below to jump to a financial resource section.
Repairing / Renewing Financial Aid Eligibility (Federal Student Loans)
Resource What it helps with Link StudentAid.gov — Loan Default Help If you’ve defaulted or are delinquent on federal student loans, this page explains steps to get back on track and renew eligibility. Open → myeddebt.ed.gov Official U.S. Department of Education site for federal debt information and support. Open →
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Food Assistance (SNAP)
Resource What it helps with Link Hawaiʻi DHS — SNAP Program State program overview, eligibility guidance, and Hawaiʻi-specific SNAP information. Open → PAIS Benefits Portal (Hawaiʻi) — Apply / Renew Apply for SNAP (and other financial assistance), renew benefits, upload documents, and view issued benefits. Open → SnapScreener.com — Hawaiʻi SNAP Estimator Quick prescreener that estimates SNAP eligibility and potential benefit amount (unofficial; estimates only). Open →
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Credit Reports & Credit Health
Resource What it helps with Link AnnualCreditReport.com The authorized source for free annual credit reports (Equifax, Experian, TransUnion). You can request online, by phone, or by mail.Phone: 1-877-322-8228 Open →
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Taxes & Credits (EITC + Free Tax Help)
Resource What it helps with Link Hawaiʻi Tax Help Free tax help information, including Earned Income Tax Credit (EITC) details and assistance sites. Open → Earned Income Tax Credit (EITC) — Info Overview of the Earned Income Tax Credit (EITC) and how it supports working families. Open → IRS EITC Assistant (Calculator) Estimate EITC eligibility and potential credit amount by answering guided questions. Open →
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Budgeting, Financial Education & Savings
Resource What it helps with Link MoneyEd (UH Cooperative Extension) Web-based financial education to reduce debt, increase savings, and build stability (worksheets available). Open → RIICE (UH Cooperative Extension) Consumer education resources and projects to support stronger financial decision-making. Open → The Dollar Stretcher Practical money-saving and budgeting ideas you can use right away. Open → America Saves Set a savings goal (tuition, emergency fund, debt payoff, etc.) and get support to stay consistent. Open →
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Credit Counseling & Debtor Education
Resource What it helps with Link Consumer Credit Counseling Service of Hawaiʻi (CCCSH) Non-profit counseling, debt reduction guidance, and credit education. Open → U.S. Trustee Program — Credit Counseling & Debtor Education Info Federal guidance for approved credit counseling and debtor education information. Open →
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Bank Listings (Ask About Student Accounts) + Credit Unions
Resource What it helps with Link American Savings Bank Bank listing (ask about student-friendly checking options). Open → Bank of Hawaiʻi Bank listing (ask about student-friendly checking options). Open → Central Pacific Bank Bank listing (ask about student-friendly checking options). Open → First Hawaiian Bank Bank listing (ask about student-friendly checking options). Open → University of Hawaiʻi Federal Credit Union (UHFCU) Credit union option (check student-friendly checking features like no minimum balance). Open → MyCreditUnion.gov (NCUA) Learn about credit unions + consumer financial education from the National Credit Union Administration. Open → NCUA Credit Union Locator Find credit unions by name or location and confirm federal insurance coverage. Open →
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