Our nation’s personal savings rate is one of the lowest of developed countries. Most of us are not saving enough for retirement and many of us do not have an emergency fund for unanticipated expenses such as a car accident. Our own UHM students graduate with an average debt of $14,818 (class of 2008).
We will join thousands of Americans in a national campaign to save for big items such as a home, education, or retirement or for smaller accounts like an emergency fund. Since 2007, an annual event in February has been dedicated to promoting savings, reducing debt, and building wealth. More than 1,000 non profit organizations, companies, government agencies, educational institutions, religious institutions, and unions are involved in this project.
- Special Agent Tom Simon joined the Federal Bureau of Investigation in 1995. He currently investigates high-yield investment frauds, major embezzlements, and traditional white collar crimes affecting Hawaii’s residents and small business community. In addition to his investigations, Tom also serves as the press spokesperson for the Honolulu FBI office and is a regular fixture on local news programs and radio talk shows.
Be proactive, protect yourself from SCAMS!
Do you know what steps to take to protect yourself and your family from becoming a victim of crime or fraud? The FBI has educational information, helpful tips, and resources to help you learn warning signs, how to be crime smart, and what to do if you become a victim on their Be Crime Smart webpage.
Do you know how to protect yourself and your family from Internet fraud?
Follow the FBI’s guide on how to Protect Your Computer.
Check out common types of Internet Fraud from the FBI and tips on how to avoid becoming a victim.
The DCCA of Hawaii has a Top 10 Investor Protection Tips to help you learn how to protect yourself from investment fraud, how to report incidents, and why it is so important for you and your community. One of the top 10 tips includes contacting the hotline to report investment fraud at 808-58SCAMS (808-587-2267)/Toll Free 1-877-HI-SCAMS.
Whenever you are contacted about a new investment opportunity, your first step should ALWAYS be sure to check out the DCCA’s Business Registration Division and use their searchable database to ensure you are working with a legitimate organization.
Learn what identifiers t he FTC suggests your look for in your mailbox, and how to report mailbox scams.
- How to Spot the Bandit in Your Mailbox
- Wanted: The Bandit in Your Mailbox
- When Yellow Page Invoices Are Bogus
Tips for Seniors
Many recent scams have been targeting the senior population. Learn how to identify scams, tips to avoid being a victim, and what sources to check with if you are not sure if you are dealing with a scam from the DCCA of Hawaii. (http://hawaii.gov/dcca/rico/consumer_tips/senior_tips/seniortips)
Investing is a tool used to build your assets, increase your income and help you reach your financial goals. But when it comes to investing, you shouldn’t put all of your money into one investment, as your financial security will then depend on the strength and performance of that one investment. Ever thought, “So what should I do?”
In this seminar, conducted by Bank of Hawaii you will learn about the different types of investment vehicles and importance of asset allocation and diversification. Understanding these concepts will help to develop your investment strategy as you embark on your financial journey.
Seating is limited, Register Here.