PAC Tip:

Are you taking UH summer courses, and are eligible for finanial aid? Apply for summer financial aid at

mymanagement/summer.php. The deadline to apply is April 17th.


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2600 Campus Road
University of Hawai'i at Mānoa
Honolulu, HI 96822


(808) 956-4045


Monday - Friday
8:30 am - 4:00 pm

Fact of Life: Dealing with money can be complicated...

Resolution: Get money-smart!

Here is how you can begin/increase your financial literacy, USA Funds® Life Skills® is a free online learning program that offers you advice for managing your time and money wisely while on campus and after graduation.

Log in.
New users are required to complete a simple, one-time registration process. Once you complete the initial registration process, only your username and password are required for future visits.

  • Proceed to Life Skills program by clicking here.

Hint: You may save this address as a favorite to simplify access for future visits.

  • Click “Request a new account” in the Login box to create your account.
  • Complete all of the information on the Request Account page:
    • Enter your e-mail address as your username.
    • Enter your school-assigned student ID.
    • Enter 00161000  as your School Code.
    • Enter 00161000-01 as your Student Access Code.
  • Click “Create Account” in the lower right corner to create your account.

Get started.
Once you click on "My Catalog", you will see 30 available lessons. To determine which lessons are more relevant to you, they are categorized into groups below. For more details of what the lessons will cover, click here.

To access the lessons, follow these steps:

  • Select “My Catalog” from the left navigation menu or select the “My Catalog” tab at the top of the page.
  • Click on the name of a lesson and click “Enroll” on the right side of the screen.

Note: Lessons can be completed in any order. If you are unable to complete a lesson in one visit, you can return to it at any time and continue where you left off. Click the name of the lesson under “My Learning” on your Home page to return to the in-progress lesson.

  • Click on the name of the lesson again under “OLT Lessons” to begin the lesson.

Note: Your computer settings must be set to allow pop-ups to access the lesson.

  • Click “Next” to advance through the lesson.

Lesson groups.

Financial Literacy

Taking First Steps

Lesson titles are listed with their corresponding lesson number in your "My Catalog". You can use the number to search for specific lessons that are relevant to you.

101. How will I pay for my higher education?
102. How do I apply for financial aid?
201. How do I achieve my goals?
202. What do I need to know before I select a
        program of study?
203. How do I live on a budget while I’m in
204. How do I manage my school life?
205. How do I manage my personal life?

Exploring What's Out There

Making It Happen

202. What do I need to know before I select a
        program of study?
204. How do I manage my school life?
205. How do I manage my personal life while
        I’m in school?
303. How do I establish career goals?

302. How do I prepare for a job interview?
306. What do I need to know when deciding to
        pursue a graduate degree?
601. How much is my graduate degree going to
602. How will I pay for my graduate education?

Facing Your Future

Surviving Your Graduate Education

103. What do I need to know about repaying
        my student loans?
104. What if I have trouble repaying my student
301. Now that I am about to graduate, how do I
        find a job?
601. How much is my graduate degree going to
603. How much income should I expect?

604. How do I budget while in graduate school?
605. How can I control spending while in
        graduate school?
606. How do I manage my debt while pursuing
        my graduate degree?
607. How do I survive my graduate education?
608. How do I survive during my medical

Everything Else Along The Way

Couple Talk

102. How do I apply for financial aid?
304. Where does my paycheck go?
401. How do I manage my credit card debt?
402. What do credit scores mean to me?
403. What do credit reports mean to me?
404. How can I protect myself from identity

701. How do we cope with school and our
702. How do we manage our money while in
703. How can we have a life with so little

Get help.
For assistance, contact USA Funds Customer Support Monday through Friday, between 8 a.m. and 8 p.m. Eastern time by e-mail to or call (800) 766-0084. After these hours, support is available at or (866) 692-8628.